Market Harborough announces reductions across fixed‑rate mortgage range
20 January 2026
Market Harborough Building Society has today announced rate reductions across its fixed‑rate mortgage deals by up to 0.13%, strengthening its support for brokers and their clients at the start of the year.
Rates across its residential and let mortgages have lowered by the following:
- Two-year fixed rates – by 0.12%
- Three-year fixed rates – by 0.13%
- Five-year fixed rates – by 0.07%
The reductions apply across solutions for residential borrowers, buy‑to‑let investors, expat clients and high‑net‑worth individuals and are available with immediate effect.
Iain Smith, head of mortgage distribution at Market Harborough, commented:
“Supporting brokers with competitive, well‑structured products remains central to our strategy. These latest reductions reflect our ongoing commitment to providing brokers with solutions that meet the needs of a wide range of client profiles, including those with more complex circumstances – and are backed by our award-winning service.”
The Society’s rates now start from:
- 4.98% fixed and 5.05% variable for residential tier one cases up to 75% LTV with a £1,495 product fee.
- 5.39% fixed and 5.46% variable for let tier one cases up to 75% LTV, including top-slicing and lending into retirement as standard.
The lender has confirmed that further enhancements are planned for the coming months as part of its ongoing drive to help make specialist lending easier and more accessible for even more brokers and clients.
Brokers can access the updated product guide via the Society’s website mhbs.co.uk/intermediaries.
