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Halifax cuts homebuyer/mover rates
20 January 2026
- Halifax makes cuts to homebuyer/mover fixed rate mortgages across the range
- Cuts of 11bps
Halifax Homebuyer/Mover Rate Highlights w.e.f. 20.1.2026
|
Product |
Fee |
Loan |
LTV |
Change |
HR |
|
2-year fix |
999 |
£25k*- £2m |
0-60 |
-2 |
3.55% |
|
0-75 |
-2 |
3.60% |
|||
|
0-80 |
-5 |
3.70% |
|||
|
0-85 |
-2 |
3.73% |
|||
|
£25k*- £750k |
0-90 |
-6 |
4.00% |
||
|
£25k*- £570k |
90-95 |
no change |
4.55% |
||
|
5-year fix |
0 |
£25k- £2m |
0-60 |
-10 |
3.88% |
|
0-75 |
-11 |
3.91% |
|||
|
0-80 |
-5 |
4.04% |
|||
|
0-85 |
-4 |
4.07% |
|||
|
£25k- £750k |
0-90 |
-7 |
4.32% |
||
|
£25k- £570k |
90-95 |
-3 |
4.82% |
||
|
999 |
£25k*- £2m |
0-60 |
-10 |
3.77% |
|
|
0-75 |
-11 |
3.83% |
|||
|
0-80 |
-5 |
3.96% |
|||
|
0-85 |
-4 |
3.99% |
|||
|
£25k*- £750k |
0-90 |
-7 |
4.21% |
||
|
£25k*- £570k |
90-95 |
-3 |
4.71% |
||
|
1999 |
£2m-£5m |
0-60 |
-10 |
4.02% |
|
|
|
0-75 |
-11 |
4.08% |
