LiveMore comments on inflation

21 January 2026

Simon Webb, managing director of capital markets and finance at LiveMore, comments:

“The markets weren’t expecting inflation to rise again, and this is a blow to the Bank of England’s plans to bring inflation down to its 2% target. No-one wants a return to the rising prices over recent years so hopefully this is a minor setback on an otherwise downward trajectory.

“Looking at the bigger picture, the mortgage market is far less volatile than this time last year. For the later life lending market, a more stable outlook helps borrowers plan with greater certainty. Many over-50s are making financial decisions that span decades, and while short-term movements are inevitable, the long-term need for flexible, accessible borrowing options remains clear.

“This period offers a chance to strengthen conversations around building financial resilience in later life, ensuring older borrowers continue to benefit as the market evolves in a positive direction.”