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Comment on ONS House Price Index
21 January 2026
Adrian Moloney, Group Lending Distribution Director, OSB Group:
“Today’s data from ONS shows that as expected, house price growth remains steady but slow. Yet the reality for many buyers is that getting onto or up the housing ladder remains a challenge.
“There is a genuine opportunity for an affordability turning point in 2026, if lower inflation and reduced funding costs continue to feed into sharper pricing and more flexible products.
“In that environment, brokers and lenders will be central to helping borrowers make the numbers work month to month and in ensuring that any improvement in affordability translates into people being able to buy or move.”
